Real estate finance, built for the UAE.

Commission advances that pay agencies within days of approval. Sharia-compliant Sukuk financing for developers’ land and construction.

FastPay is a technology and advisory platform, not a lender, issuer or arranger of securities. Commission advances are funded by our UAE financial partner; Sukuk financing is delivered with our specialist Islamic finance partner, an independent advisory firm. All subject to eligibility, approvals and documentation.

A quiet stone lobby in a Dubai tower

Commission advances

Your agencies, paid in days.

The moment a developer approves a commission invoice, our trusted UAE financial partner pays the agency in 2–9 days.Non-recourse to the agency. The developer settles at term.

Funding
2–9 days
Structure
Non-recourse
Currency
AED
Settlement
At term
A tower under construction at dawn

Sukuk financing

Capital for the land and the build.

Asset-backed Sukuk for land acquisition and construction, certified by independent Sharia scholars for each issuance.

Minimum
USD 50m
Tenor
3–10+ years
Route
About 20–28 weeks
Certification
Independent Sharia scholars

A record market, paid on a delay.

UAE real estate keeps breaking records.Its commissions still clear in 45 to 90 days, at the next monthly cut-off.That gap is the product.

$48bnDubai property sales, first quarter of 2026
$143bnDubai property sales across 2025
~70%Share of first-quarter 2026 Dubai sales sold off-plan

As at 14 October 2026. Publicly reported figures, rounded: Gulf News on fäm Properties data for the first quarter of 2026 (sales and off-plan share) and full-year 2025. Shown for context, not as an offer.

Same contract. Faster money.

Nothing changes about how a commission is earned. Only how long it takes to arrive.

  1. Agency filesThe brokerage submits the commission invoice with its deal reference.
  2. Developer approvesOne signed action against the contract. The clock starts here.
  3. Partner fundsThe agency is paid in full, typically within 2–9 days.
  4. Developer settlesAt the original term. Nothing else changes.
  • Every advance is funded by our trusted UAE financial partner, licensed and regulated in the UAE, never from FastPay’s own balance sheet.
  • The advance is non-recourse to the agency under the facility’s standard terms, with the usual fraud, dispute and cancellation carve-outs.
  • Funding and settlement run in dirhams on our partner’s own domestic rails, and every approval lands in an append-only audit trail.

Two sides of the same invoice.

For agencies

Cash within days of approval,not subject to a monthly cut-off.

  • Funds within 2–9 days of developer approval.
  • No agency credit check: the developer-approved invoice is what our partner funds against. Standard KYC applies.
  • No loan process, no minimums, no subscription.
  • Non-recourse to the agency, subject to standard carve-outs.
Read more for agencies

For developers

Become the developer agencies fight to sell for.

  • Win the listings: agencies push the stock of the developer who pays first.
  • Keep every term: settlement stays at term, nothing moves on your side of the contract.
  • No new borrowing: you settle the same commission payable, at the same term.
  • One audit trail: every approval, invoice and settlement in one exportable record.
Read more for developers

Questions we hear on every first call.

The questions agencies and developers ask first. Anything further is best taken on a call.

What is a Real Estate Commission Advance Platform (RECAP)?

RECAP is FastPay’s real-estate commission advance platform. It lets brokerages receive their commission within days of a developer approving the invoice, instead of waiting the customary 45 to 90 days. The funding is provided by our financial partner; the developer settles at the original term.

Is the advance non-recourse to the agency?

Yes — under the facility's standard terms. Standard fraud, dispute and cancellation carve-outs apply. Settlement is with the developer, not the agency.

What does it cost the developer?

The platform fee is the agency's and is deducted from the advance. There is no charge to the developer and no new borrowing: you settle the same commission payable, at the same term — developers approve and settle invoices exactly as today. Optionally, a developer may elect to subsidise the fee on behalf of its agencies, offering commission advance at zero cost to the agency as a broker retention and recruitment tool.

Why would a developer join?

Agencies steer buyers toward developers who pay commissions fastest. Joining makes every brokerage on your projects a 2–9-day payer — funded by our financing partner, at no cost to your terms.

Who provides and regulates the financing?

All financing is provided by our trusted UAE financial partner, licensed and regulated in the UAE. FastPay RECAP is the technology platform that submits, approves and tracks the records the partner funds against.

How fast are commissions funded after approval?

Typically 2–9 days from developer approval. Actual timing is subject to KYC, eligibility and processing cut-offs.

Currency and geography?

AED, for developer programmes across the UAE: Dubai, Abu Dhabi and the Northern Emirates.

Tell us what you need.

Agencies, tell us who you sell for. Developers, tell us about your projects, or about the land and construction you need to fund. We reply within one business day.

Portrait of Peter Lee, CEO and founder of FastPay

Peter Lee, Founder & CEOpeterlee@fastpayfinance.com

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